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Dental PlansMonthly Rates & Benefit Comparison Charts
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For Employees |
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|---|---|---|
| Monthly Payroll Deduction | ||
| Amount of Coverage | Age 39 and Under |
Age 40 and Over |
| $20,000 | $1.20 |
$3.00 |
| $30,000 | $1.80 |
$4.50 |
| $40,000 | $2.40 |
$6.00 |
| $50,000 | $3.00 |
$7.50 |
| $60,000 | $3.60 |
$9.00 |
| $70,000 | $4.20 |
$10.50 |
| $80,000 | $4.80 |
$12.00 |
| $90,000 | $5.40 |
$13.50 |
| $100,000 | $6.00 |
$15.00 |
| $110,000 | $6.60 |
$16.50 |
| $120,000 | $7.20 |
$18.00 |
| $130,000 | $7.80 |
$19.50 |
| $140,000 | $8.40 |
$21.00 |
| $150,000 | $9.00 |
$22.50 |
| $160,000 | $9.60 |
$24.00 |
| $170,000 | $10.20 |
$25.50 |
| $180,000 | $10.80 |
$27.00 |
| $190,000 | $11.40 |
$28.50 |
| $200,000 | $12.00 |
$30.00 |
| $210,000 | $12.60 |
$31.50 |
| $220,000 | $13.20 |
$33.00 |
| $230,000 | $13.80 |
$34.50 |
| $240,000 | $14.40 |
$36.00 |
| $250,000 | $15.00 |
$37.50 |
| $260,000 | $15.60 |
$39.00 |
| $270,000 | $16.20 |
$40.50 |
| $280,000 | $16.80 |
$42.00 |
| $290,000 | $17.40 |
$43.50 |
| $300,000 | $18.00 |
$45.00 |
| $310,000 | $18.60 |
$46.50 |
| $320,000 | $19.20 |
$48.00 |
| $330,000 | $19.80 |
$49.50 |
| $340,000 | $20.40 |
$51.00 |
| $350,000 | $21.00 |
$52.50 |
| $360,000 | $21.60 |
$54.00 |
| $370,000 | $22.20 |
$55.50 |
| $380,000 | $22.80 |
$57.00 |
| $390,000 | $23.40 |
$58.50 |
| $400,000 | $24.00 |
$60.00 |
You may purchase life insurance on your spouse and/or children; however, you must be enrolled in at least $20,000 employee optional life insurance in order to request dependent life insurance. Spouses are eligible for life insurance if they are under age 70. Children are eligible for life insurance if they are between ages 15 days to 21 years (or up to 25 years old if a full-time student). New dependent life insurance requests are subject to evidence of insurability and will be effective the first of the month following underwriting approval. Forms to add, change, or cancel this coverage are available online, and may be submitted at any time during the year.
Two plans are available:
Plan A - $5,000 for spouse / $2,000 for each child - Total Monthly
Cost $2.50
Plan B - $10,000 for spouse / $4,000 for each child - Total Monthly
Cost $6.00
Assessing Your Need for Disability Insurance 
(254 KB)
There are 4 elimination (waiting) periods to choose from, so you can tailor the plan to fit your particular circumstances (sick leave, savings, etc.). Premiums are based on your age, benefit level, and elimination period. Benefits are paid directly to you, and are not subject to taxes.
Brief Plan Highlights (53 KB)
UNUM Certificate of Coverage (125 KB)
Disability Plan Rates:
7/7 elimination period (46 KB)
14/14 elimination period (46 KB)
30/30 elimination period (46 KB)
90/90 elimination period (46 KB)
Why should you enroll in disability insurance? When accidents or long-term illness arise, most people see their expenses go up, and their income go down. Disability income protection insurance can be very beneficial, and is most appreciated when the unexpected happens. Please review the UNUM disability plan offered through the district, and consider enrolling. Please Note: To use the disability insurance for maternity, it must be in effect prior to conception.
Important Procedures for Disability Plan:
Forms to add, change, or cancel this coverage are available online. Remember, you may only submit paperwork for the disability insurance as a new employee or during the annual open enrollment period.
Did you know that 42% of people receiving long term care services are under age 65? Many people think a long term health event would be covered by their health or disability insurance. However, plans like TRS-ActiveCare are not designed to cover long term custodial care costs. Only long term care insurance is designed to help pay for many of the care services you may need in your own home, in an assisted living or nursing facility.
With the right long term care insurance in place, you can help protect your family's financial security, have more control over decisions about your custodial care, and take comfort knowing that you're confidently moving toward a more secure and independent future.
TRS' group long term care insurance program can help get you there. TRS has selected Genworth Life Insurance Company as their group long term care insurance underwriter.
To learn more details about this program, including eligibility, costs, benefits and any restrictions that apply:
The PISD health plan has partnered with CIGNA to provide their WellAware disease management programs to assist you in managing your health. A personal health coach is available for all persons covered by our medical plans who have diabetes, asthma, coronary artery disease, congestive heart failure, chronic obstructive pulmonary disease, or low back pain. You will receive educational materials, explanations, and suggestions to help you comply with your doctor’s orders, and answers to any questions you may have about your condition. In addition, CIGNA makes outreach calls to contact members, but you may self-refer at any time. You can also access information on their web site. 
This program is available to any pregnant employee or spouse who is covered by one of our medical plans. CIGNA's Healthy Babies program is a special service to support you during your entire pregnancy. The maternity nurses are able to provide pre-natal and maternity information and advice, explain your doctor’s instructions, and answer your questions about pregnancy, childbirth, breastfeeding and newborn care. Please call today to begin working with a personal health coach. Helpful information is also available on their web site.
All full-time employees and their immediate family members are eligible to take advantage of CIGNA's free, confidential health information line, which is available 24 hours a day, every day of the year. This program is available to you even if you waive coverage under the health plan. You may call and listen to information on a variety of health conditions, or speak with a qualified nurse at any time for health care advice, information, and triage. Also, please visit their web site for additional information.
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2700 W. 15th Street · Plano, Texas 75075 · Phone: (469) 752-8100 · Fax: (469) 752-8096 askpisd@pisd.edu | En Español | Privacy Statement | Feedback © 2004-2009 Plano Independent School District |
